Fintech Chatter: Conversations with Fintech CEOs and Founders
350+ episodes. 40+ countries. The podcast fintech leaders actually listen to.
Fintech Chatter is where founders, executives, and investors behind the world's most ambitious fintech companies share what's actually working.
We cover topics like raising capital, scaling internationally, hiring leadership teams, and the challenges of building with transformative technologies across payments, crypto, AI, wealth, insurance. If it's in Fintech we've got you covered.
Hosted by Dexter Cousins, founder of Tier One People, Australia's specialist executive search firm for fintech and transformative technology.
With 17 years placing CEOs, CTOs, CPO's and country managers across the sector, Dexter brings an operator's lens to every conversation.
New episodes biweekly. If you're building, funding, or leading a fintech company - this is your podcast.
Follow Dexter on LinkedIn: https://www.linkedin.com/in/dextercousins/
Follow Tier One People: https://www.linkedin.com/company/tier-one-people
Fintech Chatter: Conversations with Fintech CEOs and Founders
10 Years of Raiz: $2.1 Billion - What's next? CEO, Brendan Malone
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Brendan Malone, CEO of Raiz Invest, joins Dexter Cousins to mark 10 years since Raiz launched to Australian retail investors. From a joint venture with US micro-investing app Acorns in 2015, Raiz has grown to $2.1 billion in funds under management, over 330,000 active monthly users and over $5.5 billion invested for Australians.
What We Discuss
- How Raiz started as a joint venture with US app Acorns in March 2015 before listing on the ASX as Raiz in April 2018
- The roundup innovation that put $2.2 billion to work for 340,000 Australians through small amounts consistently over time.
- Why Raiz expanded into Southeast Asia, the 280 million person opportunity in Indonesia and what made it harder than expected
- The ASX listing as a capital strategy when VC appetite for fintech was thin in 2018
- Brendan's frustration with CDR after a decade of roundtables, policy submissions and no meaningful consumer outcome
- How a 42-person team manages $2.2 billion using AI and machine learning, and why Brendan would not start again from scratch even in the AI era
- Raiz's product roadmap including the Raiz Kids ecosystem and why Brendan expects consolidation among micro-investing platforms within the next few years
- The endurance principles shared by Australian fintechs that have survived a decade: stay close to customers, resist the bright shiny things, and stick to the strategy
Key Timestamps
01:00 Celebrating a Decade in Business
02:11 The Genesis of Raze and Early Challenges
05:13 Breaking Down Barriers to Investing
08:08 Innovative Wealth Management Solutions
10:49 Growth Plans and Market Strategies
13:18 Exploring Southeast Asia's Market Potential
15:50 The Scale Game: Financial Inclusion in Indonesia
18:28 Lessons from Early Adopters: The CDR Experience
19:51 Navigating Regulatory Challenges in FinTech
23:04 Customer-Centric Innovation: Listening to the Market
24:19 The Impact of AI on Business Transformation
28:21 Building an Ecosystem for Sustainable Growth
Links and Resources
- Raiz Invest: raizinvest.com.au
- Brendan Malone on LinkedIn
- Tier One People: tieronepeople.com
This show is brought to you by Tier One People, where we work with founders like Brendan to find the 1% who redefine what's possible. If you're scaling your leadership team, start at tieronepeople.com.
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