Fintech Chatter: Conversations with Fintech CEOs and Founders

Fred Schebesta: 20 Years of Finder, Beating ASIC, and Why Stablecoins Already Won

Dexter Cousins | Founder, Tier One People Episode 367

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0:00 | 37:46

Fred Schebesta co-founded Finder in 2006, grew it to five markets over 20 years, won a landmark Federal Court case against ASIC over the Finder Earn product, and is CEO of Finder Ventures. 

In this episode of Fintech Chatter we cover where Finder Rewards is going, why stablecoins have quietly won the crypto race, what actually makes an employee irreplaceable in the AI age, and what Australia’s regulatory environment is costing the innovation economy.


What we discuss

  • How Finder built from Google search arbitrage in 2006 to a five-market platform in 2026
  • Finder Rewards: the cashback product giving Australians $250–$500 on everyday switches
  • Why the cost-of-living crisis has reset who uses fintech products and why
  • The moat question: brand, data, and regulation as defensible advantages in the AI era
  • Stablecoins and DeFi: why USDT’s market cap now exceeds Ripple’s
  • The Finder Earn case: ASIC, the Federal Court, and what it cost Australian fintech innovation
  • Why Australia keeps losing crypto and fintech builders to Singapore and Dubai
  • What makes an employee essential in 2026 (and what doesn’t)
  • AI adoption: why not using it is the same as refusing to use a computer in 1995

Discover Finder Rewards - https://www.finder.com.au/finder-rewards

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